Voluntary social insurance is a method of insurance payment whereby people can choose the payment rate and method of participation in accordance with their income and needs. The following article of Viet An tax agent will guide you to pay voluntary social insurance online – directly.
Table of contents
Dossiers of subjects participating in voluntary social insurance need to be prepared:
If the dossier is submitted at the one-stop shop of the managing social insurance agency, it will be approved and notified to the voluntary social insurance participant within the prescribed time.
To register for online voluntary social insurance in 2025, first of all, you must be allowed to participate in social insurance according to regulations, including employees and free individuals who want to pay voluntary social insurance and are not in the group of subjects participating in compulsory social insurance.
Next, you need to create an account for yourself on the national public service portal or the Vietnam Social Insurance website to complete the procedures for participating in voluntary social insurance online – in person. Registering an account is completely free, details on how to register will be guided by us right below.
You access the National Public Service Portal by following the link: https://dichvucong.gov.vn/p/home/dvc-trang-chu.html
Continue to click “Login”, if you do not have an account, you need to click the “Register” button then fill in all the required information to complete the account registration procedure.
Enter your social insurance number and click the “Lookup” button. If the social insurance number is entered correctly, information about the participant, payment method with the social insurance participation period will be displayed. At this step, you need to select the bank of the social insurance agency where you register. Continue to click the “Payment” button.
On the screen, after clicking the “Payment” button, the social insurance system will automatically redirect to the bank where the participant opens the account.
The system will display the payment information again, users need to double-check the information again before clicking the “Confirm” button.
When the participant has completed the online social insurance payment procedure, the system will navigate and return to the National Public Service Portal with the message “Payment Successful”. Tap the “Load receipt” box to download your payment receipt. To be sure, you can check the history of your trades again.
In order to encourage people to participate in social insurance, the State is currently supporting the voluntary social insurance payment rate so that participants can enjoy retirement and survivorship benefits in old age.
According to regulations, the monthly voluntary social insurance payment rate is calculated as 22% of the income selected by the voluntary social insurance participant.
In which:
The time for voluntary social insurance participants to be supported by the State will depend on the time of participation in social insurance but must not exceed 10 years, i.e. 120 months.
According to the provisions of Article 98 of the Law on Social Insurance 2024, voluntary social insurance participants are entitled to a pension when they reach the retirement age as prescribed in Clause 2, Article 169 of the Labor Code 2019 and have paid social insurance premiums for full 15 years or more.
Above, Viet An tax agent has instructed to pay voluntary social insurance online – directly for those in need as well as explain more clearly the basis for payment and the pension and survivorship regime for voluntary social insurance participants.
